Ready to live debt FREE?

DEBT AMERICA has revolutionized the debt industry by creating the nation’s simple solution. DEBT AMERICA not only understands the importance of getting sound debt advice, but also how difficult, confusing and embarrassing finding it, using the traditional methods, can be. We're here to show you that there's a better, more hassle free way to find help with your debt problems. In fact, making the process of finding sound debt advice as simple, is what inspires our work here. Each and every day, we're dedicated to improving the entire process for all Americans.

The concept and mission statement at DEBT AMERICA is quite simple. "To help Americans put back their financial responsibilities in order."

By bringing together what we believe are the country's most talented and experienced people in the fields of finance and debt elimination, DEBT AMERICA has successfully created a completely debt solution. We have successfully helped with time consuming and embarrassing "counseling" sessions with the creditors. Everything that you need to enroll in our program is available 24/7. Of course, if need be, you can fill out our simple form on this page and an account specialists are standing by to assist you with any questions that you may have.

What is debt settlement?

Debt settlement is the process in which the creditor agrees to lower the outstanding debt balance by 40% to 60% so that the debtor can repay a lower amount than he originally owed. Debt settlement is also known as debt negotiation or debt arbitration. It can also be considered as a good alternative to bankruptcy.

 

DEBT AMERICA's program is customized to find the best solution to lower your monthly payments, negotiate with your creditors, and reduce your total debts in as little time as possible and within each client's budget.

 

On average, our team negotiates your unsecured debt to 50% LESS than what you currently owe and your accounts will be SETTLED IN FULL, meaning you owe absolutely nothing on your accounts. The creditors are required to report your account satisfied with a $0 balance on your credit report.

 

Is Debt Settlement for Me?

 

If you are suffering a financial hardship and being debt free in as little as 12-36 months, stopping those rising interest rates, and living a debt free life is important to you, then Debt Settlement might be the right choice

If you are regular with your monthly payments and able to manage your finances well, debt settlement might not be the right choice for you. However, if you are facing any one of the following situations, debt settlement is the best decision.

Scenario 1: If you have fallen back on the payments by 3 months or more, opting for a debt settlement program will help you to be regular in your payments.

Scenario 2: You can also opt for debt settlement if the creditor is threatening to file a lawsuit against you for not making payments on a regular basis.

 

Scenario 3: Very often it is seen that creditors sell off the debt accounts to collection agencies. Collection agencies are known to harass debtors and use abusive language while recovering debts from debtors. So, if the creditor is planning to sell off your debt account to the collection agencies, it will be a wise move to opt for debt settlement.

 

Qualification Guidelines:

 

Do You Owe Atleast $10,000 in unsecured debt?
• Retail Credit Cards
• Major Credit Cards
• Personal Loans
• Medical Bills
• Collections
• Small / Large business debt

 

Are you suffering from a financial hardship?
• Divorce
• Illness
• Loss of Employment
• Loss of Income

 

Call our office today for a FREE Debt Analysis to see if you qualify for our program.